{"id":14230,"date":"2024-05-30T15:48:01","date_gmt":"2024-05-30T06:48:01","guid":{"rendered":"https:\/\/vana.kr\/?p=14230"},"modified":"2025-05-30T02:16:05","modified_gmt":"2025-05-29T17:16:05","slug":"%eb%a7%89%ea%b1%b8%eb%a6%ac-%ed%8c%8c%ed%8b%b0","status":"publish","type":"post","link":"https:\/\/vana.kr\/?p=14230","title":{"rendered":"\ub9c9\uac78\ub9ac \ud30c\ud2f0"},"content":{"rendered":"

\uc54c\uc4f0(\uc54c\ucf5c\uc4f0\ub808\uae30)\uc778 \ub098\uc640 \uc288\uc774\ub294 \uc77c\ub144\uc5d0 \ub9e5\uc8fc \ud55c \uc794\ub3c4 \ub9c8\uc2e4 \uc77c\uc774 \uc5c6\ub294 \uc18c\ubb38\ub09c \uc220\uc54c\ubabb\uc778\ub370, \ub180\ub78d\uac8c\ub3c4 \ucd5c\uadfc \ub450 \ubc88\uc758 \uc220\uc790\ub9ac\uac00 \uc9d1\uc5d0 \ud3bc\uccd0\uc84c\ub2e4.<\/p>\n

 <\/p>\n

\uccab \ubc88\uc9f8\ub294 \uc640\uc778 \ube14\ub77c\uc778\ub4dc \ud14c\uc2a4\ud2b8.<\/p>\n

\uc288\uc774\uac00 \uc720\ud29c\ube0c\uc5d0\uc11c ‘\ub0b4\ucd94\ub7f4 \uc640\uc778’\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \ubcf4\uace0 \uad81\uae08\ud558\ub2e4\uace0 \uc774\uc57c\uae30\ud574\uc11c \ub9c8\ub828\ub41c \ube14\ub77c\uc778\ub4dc \ud14c\uc2a4\ud2b8 \uc790\ub9ac.
\n(\uc220\ub3c4 \ubabb \ub9c8\uc2dc\ub294 \uc288\uc774\uac00 \uc65c \uc720\ud29c\ube0c\uc5d0\uc11c \uc640\uc778 \uc774\uc57c\uae30\ub97c \ucc3e\uc544\ubd24\ub294\uc9c0\ub294 \uc798 \ubaa8\ub974\uaca0\uc9c0\ub9cc)
\n\uac00\uae4c\uc774 \uc0ac\ub294 \uce5c\uad6c \ub9c8\ub974\uac00 \ub0b4 \uc8fc\ubcc0 \ucd5c\uace0 \uc640\uc778 \uc804\ubb38\uac00\ub77c \ud3c9\uc18c \uc640\uc778\uad00\ub828\ud574\uc11c \uc774\ub7f0\uc800\ub7f0 \uc774\uc57c\uae30\ub97c \ub4e3\uae30\ub3c4 \ud588\ub294\ub370 \uc288\uc774\uc758 \uc774\uc57c\uae30\ub97c \ub4e3\uace0 \ube44\uad50 \uc2dc\uc74c\ud574 \ubcf4\ub294 \uc790\ub9ac\ub97c \ub9c8\ub828\ud588\uc5c8\ub2e4.\u00a0
\n\ubb3c\ub860 \ud3c9\uc18c \uc640\uc778\uc744 \uc990\uaca8 \ub9c8\uc2dc\ub294 \uc0ac\ub78c\uc5d0\uac8c\ub77c\uba74 \uc758\ubbf8 \uc5c6\ub294 \ube44\uad50 \uc2dc\uc74c\uc77c \uc218\ub294 \uc788\uaca0\uc73c\ub098 \uc220\uc54c\ubabb\uc778 \uc6b0\ub9ac \ubd80\ubd80\uc5d0\uac8c \uc774 \uc815\ub3c4\ub85c \ud070 \ucc28\uc774\uac00 \uc788\ub2e4..\ub97c \ubcf4\uc5ec\uc8fc\uace0 \uc2f6\uc5b4 \ub9cc\ub4e0 \uc790\ub9ac\uc600\uace0, \ubb3c\uc74c\ud45c\uac00 \ub2ec\ub9b0 \ucee4\ubc84\ub85c \uc640\uc778\ubcd1\uc744 \uc50c\uc6cc \uac00\uc838\uc624\ub294 \ub514\ud14c\uc77c\uae4c\uc9c0 \ucc59\uaca8 \ub098\ub984 \uc7ac\ubc0c\uac8c \ub9db\uc744 \ubcfc \uc218 \uc788\uc5c8\ub358 \uc790\ub9ac\uc600\ub2e4. \u00a0<\/p>\n

 <\/p>\n

\"\"<\/p>\n

\uc694\uc998 \uc6cc\ub099 \ub9c9\uac78\ub9ac\ub4e4\uc744 \uc9d1\uc5d0\uc11c \ub9ce\uc774\ub4e4 \uc8fc\ubb38\ud574 \uba39\uae38\ub798 \uad81\uae08\ud574\uc11c \ub098\ub3c4 \uba87 \ubcd1\uc744 \uc8fc\ubb38\ud574 \ubd24\uace0 \ub9c8\uce68 \ube44\uac00 \ucd94\uc801\ucd94\uc801 \uc624\ub294 \ub0a0 \ub2e4\uc2dc \ub9c9\uac78\ub9ac \ube44\uad50\uc2dc\uc74c \uc790\ub9ac\ub97c \ub9cc\ub4e4\uac8c \ub418\uc5c8\ub2e4.\u00a0<\/p>\n

 <\/p>\n

\"\"<\/p>\n

\ub9c9\uac78\ub9ac \uc8fc\ubb38\uc740 \uc5b4\uca4c\ub2e4 \ubcf4\ub2c8 \uc220\uc54c\ubabb\uc778 \ub0b4\uac00 \ud588\ub294\ub370 \uc544\ubb34\uac83\ub3c4 \ubaa8\ub974\ub294 \uad00\uacc4\ub85c \uadf8\ub0e5 \uc628\ub77c\uc778\uc5d0\uc11c \uc778\uae30\uc21c\uc704\ub97c \ucc3e\uc544 \uba87 \ubcd1 \uc8fc\ubb38\ud574\ubd24\ub2e4.<\/p>\n

    \n
  1. \ubcf5\uc21c\ub3c4\uac00 \uc190\ub9c9\uac78\ub9ac (6.5% \/ \ubcf5\uc21c\ub3c4\uac00)<\/li>\n
  2. \ub2f4\uc740 (6.5% \/ \ud3ec\ucc9c\uc77c\ub3d9\ub9c9\uac78\ub9ac)<\/li>\n
  3. 3rd \ub9c9\uac78\ub9ac (9% \/ \ub3c4\ubc18\uc8fc\uc870)<\/li>\n
  4. \ub9c9\ucfe0\ub974\ud2b8 (6% \/ \uc220\ub2f4\ud654+\ud55c\uad6d\uc57c\ucfe0\ub974\ud2b8)<\/li>\n<\/ol>\n

    \uc900\ube44\ub41c \ub9c9\uac78\ub9ac\ub294 \uc774\ub807\uac8c \ucd1d \ub124 \uc885\ub958\uc778\ub370, \ub9c9\ucfe0\ub974\ud2b8\ub294 \uc21c\uc704\uc640 \uc0c1\uad00\uc5c6\uc774 \ub0b4\uac00 \uac1c\uc778\uc801\uc73c\ub85c \uad81\uae08\ud574\uc11c \uc2dc\ucf1c\ubcf8 \uac83.<\/p>\n

     <\/p>\n

    \"\"<\/p>\n

    \uc77c\ub2e8 \uae30\ubcf8\uc801\uc73c\ub85c \uac19\uc774 \ub9c8\uc2e0 \ub124 \uba85\uc911\uc5d0 \uc138 \uba85\uc774 \uc54c\uc4f0\ub77c \uc54c\ucf5c\ub3c4\uc218\uac00 \ub192\uc740 \uac74 \ubc30\uc81c\ud588\uae30 \ub54c\ubb38\uc5d0 \ub2e4 \uad1c\ucc2e\uac8c \ub9db\uc788\uac8c \uba39\uc744\ub9cc\ud588\uace0.<\/p>\n

    ‘\ubcf5\uc21c\ub3c4\uac00 \uc190\ub9c9\uac78\ub9ac’\ub294 \uc0b0\ubbf8\ub3c4 \uc0b4\uc9dd \uc788\uace0 \ub9c8\uce58 \uc2a4\ud30c\ud074\ub9c1 \ub9c9\uac78\ub9ac\ub77c \uc0f4\ud398\uc778 \ub9c8\uc2dc\ub294 \uac83 \uac19\uc740 \ub290\ub08c?
    \n‘\ub2f4\uc740’\uc740 \ud22c\uba85\ud55c \uc794\uc5d0 \ub530\ub974\ub2c8 \uc6b0\uc720 \ub530\ub978 \uac83\ucc98\ub7fc \ub108\ubb34 \uc608\ubed0 \uae5c\uc9dd \ub180\ub790\ub294\ub370, \ubcf4\uc774\ub294 \uac83\ucc98\ub7fc \ub9db\ub3c4 \ub2ec\uace0 \ubd80\ub4dc\ub7ec\uc6cc\uc11c \ub9e4\uc6b4 \ucb48\uafb8\ubbf8\uc640 \ud568\uaed8 \uba39\uc5c8\ub354\ub2c8 \uc0c1\ub2f9\ud788 \uba39\uc744\ub9cc\ud588\ub2e4.
    \n‘3rd \ub9c9\uac78\ub9ac’\ub294 \ubcd1\uc774 \ub108\ubb34 \uc608\ubed0\uc11c \uae30\ub300\ud588\ub294\ub370 \ub9db\uc740 \uadf8\ub0e5 \uc220\uc54c\ubabb\ub4e4 \uba38\ub9ac\uc18d\uc5d0 \ub4e4\uc5b4\uc788\ub294 \ub9c9\uac78\ub9ac \ub9db.
    \n‘\ub9c9\ucfe0\ub974\ud2b8’\ub294 \ud55c\uad6d\uc57c\ucfe0\ub974\ud2b8\uc640 \uc220\ub2f4\ud654\uac00 \uac19\uc774 \ub9cc\ub4e4\uc5c8\ub2e4\ub294\ub370 \uadf8\ub0e5 \uc220\ub9db \uc870\uae08 \ub098\ub294 \uc57c\ucfe0\ub974\ud2b8 \ub9db\uc774\ub2e4. \uc0b4\uc9dd \uc5bc\ub824\uba39\uc5b4\uc57c \uc81c\ub300\ub85c\ub77c\ub358\ub370 \uadf8\ub798\ubcfc\uac78.<\/p>\n

     <\/p>\n

    \"\"<\/p>\n

    \uc548\uc8fc\ub294 \uc288\uc774\uac00 \ubd80\uce5c \uc804 4\uc885 \uc138\ud2b8, \ud30c\uc804 + \ubd80\ucd94\uc804 + \ubc29\uc544\uc804 + \ubbf8\ub098\ub9ac\uc804.
    \n\uadf8\ub9ac\uace0 \ub9e4\uc6b4 \ucb48\uafb8\ubbf8 \ubcf6\uc74c\uacfc \uc0c8\uc6b0\ud280\uae40 \uadf8\ub9ac\uace0 \ub450\ubd80.<\/p>\n

     <\/p>\n

    \"\"<\/p>\n

    \ub098\ub3c4 \uc774\uc81c \ube44 \uc624\ub294 \ub0a0 \ub9c9\uac78\ub9ac\uc5d0 \ud30c\uc804 \ubd80\uccd0\uba39\ub294 \uadf8 \ub290\ub08c \uc548\ub2e4\uace0!<\/p>\n","protected":false},"excerpt":{"rendered":"

    \uc54c\uc4f0(\uc54c\ucf5c\uc4f0\ub808\uae30)\uc778 \ub098\uc640 \uc288\uc774\ub294 \uc77c\ub144\uc5d0 \ub9e5\uc8fc \ud55c \uc794\ub3c4 \ub9c8\uc2e4 \uc77c\uc774 \uc5c6\ub294 \uc18c\ubb38\ub09c \uc220\uc54c\ubabb\uc778\ub370, \ub180\ub78d\uac8c\ub3c4 \ucd5c\uadfc \ub450 \ubc88\uc758 \uc220\uc790\ub9ac\uac00 \uc9d1\uc5d0 \ud3bc\uccd0\uc84c\ub2e4.   \uccab \ubc88\uc9f8\ub294 \uc640\uc778 \ube14\ub77c\uc778\ub4dc \ud14c\uc2a4\ud2b8. \uc288\uc774\uac00 \uc720\ud29c\ube0c\uc5d0\uc11c ‘\ub0b4\ucd94\ub7f4…<\/p>\n","protected":false},"author":1,"featured_media":14225,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,6],"tags":[6609,6607,6612,6604,6611,6606,6605,8150,6613,6610,4570,6608,6614],"class_list":["post-14230","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-archive","category-ordinary","tag-3rd-","tag-6607","tag-6612","tag-6604","tag-6611","tag-6606","tag-6605","tag-8150","tag-6613","tag-6610","tag-4570","tag-6608","tag-6614"],"_links":{"self":[{"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/posts\/14230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vana.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14230"}],"version-history":[{"count":1,"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/posts\/14230\/revisions"}],"predecessor-version":[{"id":17355,"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/posts\/14230\/revisions\/17355"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vana.kr\/index.php?rest_route=\/wp\/v2\/media\/14225"}],"wp:attachment":[{"href":"https:\/\/vana.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vana.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vana.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}